Foreclosure Laws In All 50 States

This chart is a summary of the Foreclosure Laws in all 50 States. If you would like state specific information, just click on your state below.

State J N-J Period Days Redem. Sale Comments
AL • • 49-74 21 365 Trustee Judicial not common
AK • • 105 65 365* Trustee Judicial as last alternative
CA • • 117 21 365* Trustee Judicial not common
CO • • 91 14 75 Trustee Judicial not common
DC • • 47 18 None Trustee Trustee Sale only
FL • • 135 NA None Court Judicial only
ID • • 150 45 365 Trustee Trustee Sale
IL • • 300 NA 90 Court Judicial only
KS • • 130 21 365 Sheriff Judicial only
KY • • 147 NA 365 Court Judicial only
MD • • 46 30 Court Court Judicial only
MA • • 75 41 None Court Judicial only
MS • • 90 30 None Trustee Non-Judicial
MO • • 60 10 365 Trustee Non-Judicial
NV • • 116 80 None Trustee Trustee Sale
NH • • 59 24 None Trustee Non-Judicial only
NY • • 445 NA None Court Judicial only
NC • • 110 25 None Sheriff Non-Judicial
OK • • 186 NA None Sheriff Judicial more common
OR • • 150 30 180 Trustee Trustee Sale
SC • • 150 NA None Court Judicial only
SD • • 150 23 30-365 Sheriff Judicial more common
UT • • 142 NA Court Trustee Non-Judicial only
VT • • 95 NA 180-365 Court Judicial only
WV • • 60-90 30-60 None Trustee Trustee Sale only
WI • • 290 NA 365 Sheriff Judicial more common